Legal Disclosure
Application
By completing and submitting an application, I/we certify that I/we am of legal contracting age and that I/we have read, understood and agree to all of the terms stated here. I/we certify that I/we will make no misrepresentations in this loan application or in any related documents, that all information is true and complete, and that I/we did not omit any important information. I/We agree that any property securing the loan or credit will not be used for any illegal or restricted purpose.
I/we understand and authorize you (Lender):
* to verify with other parties and to make any investigation of my/our credit, either directly or through any agency employed by Lender for that purpose.
* to disclose to any other interested parties information as to Lender's experiences or transactions with my/our account.
* to retain this application and any other credit information Lender receives, even if no loan or credit is granted.
These representations and authorizations extend not only to Lender, but also to any insurer of the loan and to any investor to whom Lender may sell all or any part of the loan. I/We further authorize Lender to provide to any such insurer or investor any information and documentation that they may request with respect to my/our application, credit, or loan.
By submitting this application, I/we acknowledges that final credit approval is subject to the Lender's verification of the information provided in this application and to additional terms and conditions contained in the approval notice.
All approved loan rates are stated "as low as" and are determined by an evaluation of my/our credit. My/Our rate may vary from the rate shown if my/our loan is approved.
If I/we submit my/our application electronically, I/we understand that Lender does not guarantee the security of the data and will not be held responsible or liable for interception by third parties. I/we agree to be bound by the terms of the account agreement Lender will provide.
It is a federal crime to defraud a financial institution, or to knowingly submit or represent false information to obtain credit from a financial institution. 18 USC 1344
Loans are available to United States residents currently residing in the United States.
Loan approvals are good for 30 days.
All loan approvals are subject to final review, and additional information and documentation may be required.
