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Business Loans

Let’s plan your business success together.

SBA DISASTER ASSISTANCE OPTIONS

 
We know the information regarding the Coronavirus Aid, Relief, and Economic Security (CARES) Act and SBA Disaster Assistance programs can be overwhelming. We are here to guide you through the process.

Economic Injury Disaster Loans (EIDL)


  • Loans up to $2 million
  • No collateral needed for loans up to $25,000
  • Funds can be used for: payroll, working capital, operating expenses, debt repayment
  • Rate of 3.75% with a cap rate 4%
  • Remaining loan balance could be repaid over a term of up to 30 years
  • No fee to apply
  • Apply online at the SBA website here.

Paycheck Protection Loan (PPL)


  • PPL parameters are still being defined by the government, but these loans will be available at Bank of Bartlett.
  • Maximum loan is 2.5x your average monthly payroll costs
  • Interest rate capped at 4%
  • A portion of the loan proceeds issued under the PPL, up to or equal to 8 weeks of covered expenses, will be forgiven by the SBA if certain requirements are met.
 
Your Bank of Bartlett business banker can help you determine which options are right for your business. Contact your business banker here. Office voicemails are being checked regularly.

SBA Disaster customer service can be reached at 1-800-659-2955 or disastercustomerservice@sba.gov
 
We're here to help. If you need assistance, give us a call.
 
 
 
Every business owner we bank with says the same thing: they need their business partners to understand that it’s tough building a company, and the stakes are high.
 
We get -- because we live it. Over the last 40 years, we have built Bank of Bartlett into  the trusted financial services partner we are today.
 
We offer more than banking products and services. We understand what you need from us for your business. We are dedicated to being your reliable and trusted business partner.
 
When your business is successful, our city becomes an even greater place to live, work, play, learn, and worship. When your path to success needs a little more fuel from a loan or our credit services, we’re here.
 
We invite you to meet with one of our business banking officers for personalized attention and goal-setting that meets your business needs. We’re truly happy to help.
 
Explore our business loan options now!
 

Ignite your life goals with Bank of Bartlett.

 
 

Business Reserve Line of Credit

When you need extra cash fast - up to $25,000!

Let us supply the capital you need to grow your business. Small business owners can have access to fast cast at low interest rates for working capital, emergencies, or other business expenses. Our business reserve line of credit is ideal for replacing high interest rate business credit cards.
 

Business Reserve Loan

Fast cash with a fixed rate!

Our business reserve loan allows your small business access to fast cash with quick credit approval. Pick your payment and term with options up to $25,000. This fixed rate loan is ideal for capital improvements, equipment purchases, or debt consolidation.
 

Commercial Lines of Credit

Need additional capital?

Our commercial lines of credit fund short-term operating needs allowing you more flexibility for your business. Take advantage of discounts from your suppliers, be prepared for peak seasons, or borrow when you need it without having to reapply. Both secured and unsecured options are available. A BoB business banking professional can guide you through the whole process and determine the best solutions from your business.
 

Equipment and Vehicle Loans

Need new equipment or a business vehicle?

BoB's commercial equipment loans offer competitive rates and terms and are ideal for financing business vehicles, specialty equipment, new technology, and more. Pick the term and rate that best fit your needs. A BoB business banking professional can guide you through the whole process and determine the best solutions for your business.
 

Business Purpose Home Equity Line of Credit/Loan

Up to 90% of the appraised value of your home!

BoB offers an open-end line of credit or fixed rate business loan secured by the equity in your home. This line or loan can be used for working capital, equipment purchases, debt consolidation, or even start-up funds. There are usually no closing costs or appraisal fees for loans up to $250,000 (fees may vary for higher loan amounts) and interest paid may be tax deductible (consult your tax preparer). A BoB business banking professional can guide you through the whole process and determine the best solution for your business.
 

Commercial Owner Occupied Loans and Lines of Credit

Purchase or refinance your commercial building!

BoB offers a variety of competitive loan or line of credit options to finance or refinance your commercial owner occupied building. A BoB business banking professional can guide you through the whole process and determine the best solutions for your business.
 

Commercial Investment Property Loans and Lines of Credit

Let us help you grow your portfolio!

BoB offers a variety of competitive loan or line of credit options to finance or refinance your investment properties. A BoB business banking professional can guide you through the whole process and determine the best solutions for your business.
 

Expansion Loans

Need funds for expansion and growth?

BoB expansion loans can provide the capital needed to help your business grow. These loans can provide you with the solutions your business needs for acquisition, expansion, construction, or build-outs. A BoB business banking professional can guide you through the whole process and determine the best solutions for your business.
 

Residential Development and Builder Line of Credit

Residential land development and home construction.

Our development and builder lines offer competitive solutions to help grow our community! We offer interest only payment options with a simplified draw process. A BoB business banking professional can guide you through the whole process and determine the best solutions for your project.
 

Letters of Credit

Free up cash with a letter of credit.

BoB letters of credit can be used instead of cash for a variety of purposes. Contact your BoB business banking professional to help guide you through the whole process and determine the best solutions for your business.
 

Church Loans

Is your church growing and expanding?

BoB offers loans for churches and other non-profit organizations for land purchases, constructions, expansions, or equipment purchases. A BoB business banking professional can guide you through the whole process and determine the best solutions for your organization.