Outside shot of a Bank of Bartlett location. There is a blue tiger sculpture in the foreground.

Mortgage Officers and Locations

Ignite your life goals with Bank of Bartlett.
Our home mortgage team looks forward to working with you!

Bartlett - Main Office
2860 Stage Village Cove
Bartlett, TN 38134
(901) 382-5999
photo of Vivian SmitheyThe Golden Rule guides Vivian's customer service philosophy, treating her clients as she would want to be treated. Her most prized awards are the collection of personal notes she has received from clients over her 36 year career in mortgage lending.
Loan Originator
NMLS# 479421

photo of Chao Lin
Chao has been a prolific producer in mortgage and banking loans for 12 years due in great part to referrals from pleased clients. A University of Memphis honors graduate, Chao guides his clients through the complicated maze of buying, financing and closing on their homes at the best rates and in the shortest time possible.

NMLS# 945237

photo of Austin Davis

Austin is a Flex Lender at our Main Office, Bartlett branch. A Memphian since 1995, he started his career with Bank of Bartlett as a consumer underwriter before transitioning to mortgage lending. Whether you are a 1st time homebuyer, investor, or a seasoned buyer, he has a product for you!

NMLS# 1513067

photo of Joseline Hoyt
Joseline is a Collierville High School and University of Memphis alum. She has been in banking for 10 years, 8 of which at Bank of Bartlett. She specializes in mortgages, refinances, and home equity lines of credit. She also aids businesses obtain credit with her business banking background. Joseline is fluent in Spanish.

NMLS# 936737