Outside shot of a Bank of Bartlett location. There is a blue tiger sculpture in the foreground.

Mortgage Officers and Locations

Ignite your life goals with Bank of Bartlett.
Our home mortgage team looks forward to working with you!

Bartlett Mortgage Locations

Bartlett - Main Office
2860 Stage Village Cove
Bartlett, TN 38134
(901) 382-5999
photo of Vivian SmitheyThe Golden Rule guides Vivian's customer service philosophy, treating her clients as she would want to be treated. Her most prized awards are the collection of personal notes she has received from clients over her 36 year career in mortgage lending.
Loan Originator
NMLS# 479421
East Memphis/Germantown
1870 Kirby Parkway
Germantown, TN 38138
photo of Kacey Kidd
Kacey is a mortgage loan officer with over 20 years experience in the banking industry. She started in banking in 1993, and began mortgage concentration in 1997.
Loan Originator
NMLS # ID 422940
678 N. Germantown Pkwy
Cordova, TN  38018
photo of Tommy Cotham
Tommy is the mortgage originator at the Cordova branch. He has been in the mortgage lending industry for 23 years.
Loan Originator
NMLS# 479425
1020 Poplar Avenue
Collierville, TN 38017
photo of Leigh Van Vulpen
Leigh is a mortgage loan officer at the Collierville Branch. She has been with Bank of Bartlett/Bartlett Mortgage for over 21 years. In her free time, she enjoys to hit the courts...tennis courts, that is.
Loan Originator
NMLS# 479424


photo of Chao Lin
Chao has been a prolific producer in mortgage and banking loans for 12 years due in great part to referrals from pleased clients. A University of Memphis honors graduate, Chao guides his clients through the complicated maze of buying, financing and closing on their homes at the best rates and in the shortest time possible.
NMLS# 945237
photo of Austin Davis

Austin is a Flex Lender at our Main Office, Bartlett branch. A Memphian since 1995, he started his career with Bank of Bartlett as a consumer underwriter before transitioning to mortgage lending. Whether you are a 1st time homebuyer, investor, or a seasoned buyer, he has a product for you!

NMLS# 1513067
photo of Nancy Krahl
Nancy has been a Flex Lender for Bank of Bartlett Wolfchase Branch since 2015 and specializes in bank and mortgage loans ranging from home equity, first time home buyers, building your dream home to investment property customers. Excellent customer service from start to finish of your loan is her priority.
NMLS# 1433838
photo of Joseline Hoyt
Joseline is a Collierville High School and University of Memphis alum. She has been in banking for 10 years, 8 of which at Bank of Bartlett. She specializes in mortgages, refinances, and home equity lines of credit. She also aids businesses obtain credit with her business banking background. Joseline is fluent in Spanish.
NMLS# 936737