Our home mortgage team looks forward to working with you!
Mortgage Loan Officers
The Golden Rule guides Vivian's customer service philosophy, treating her clients as she would want to be treated. Her most prized awards are the collection of personal notes she has received from clients over her 36-year career in mortgage lending.
Flex Lending Officers
Austin is a Flex Lender at our Main Office, Bartlett branch. A Memphian since 1995, he started his career with Bank of Bartlett as a consumer underwriter before transitioning to mortgage lending. Whether you are a 1st time homebuyer, investor, or a seasoned buyer, he has a product for you!
Nancy is a Flex Lender at our Wolfchase Branch. She began her mortgage banking career with Bank of Bartlett in 2015. She has extensive knowledge and experience with mortgage loans for primary, secondary and investment properties as well as Home Equity Loans. Her goal is to provide an exceptional experience for all her customers.
Nancy Krahl
NMLS# 1433838
865.363.9942
Loan Processors:

With over 30 years of experience, Debbie offers extensive knowledge and passion to help others. While mortgages are at the heart of what she does, her role now allows her to provide so much more. This flexibility allows her to guide her clients through every stage of life, offering customized solutions with a personal touch. Debbie is committed to providing clear communication, trusted guidance, and a seamless lending experience from start to finish.
Debbie Howard
NMLS# 771201
901.268.2192
Loan Processors:
Bank of Bartlett Leadership Always Available to You
Harold Byrd
President
901.382.6657


