photo of Bartlett water tower which reads Bartlett Home of the Panthers

Personal Loans

 
Sometimes planning for greatness requires a partner. All of us here at Bank of Bartlett take great pride in fulfilling that role for our customers.
 
Bank of Bartlett has helped thousands achieve their goals of owning a home, buying a car, and opening the doors to a new business. Nothing makes our team happier than laying the foundation that helps our customers move their dream to a reality. In fact, you’ll see BoB’s helping hand in many regional places to live, work, learn, play and worship.
 
We are incredibly proud to be the financial partner individuals and businesses turn to when a goal needs fuel. Whether you need a small loan to get through an unexpected time or a longer-range loan to ignite something new, we’ve got you.
 

Ignite your life goals with Bank of Bartlett.

  
 

Reserve Line of Credit

When you need extra cash fast!

Have access to fast cash at low interest rates for emergencies, home improvements, or other household expenses. Our reserve line of credit is ideal for replacing high interest rate credit cards.  
 

Home Equity Line of Credit/Loan

Up to 90% of the value of your home!

BoB offers an open-end line of credit or fixed rate loan secured by the equity in your home. This line or loan can be used for home improvements, college or medical expenses, debt consolidation, business purpose, or any other needs. There are usually no closing costs or appraisal fees for loans up to $250,000 (fees may vary for higher loan amounts) and interest paid may be tax deductible (consult your tax preparer). Bring us your renovation plans or contractor's budget and ask how we can make your next project become a reality!
 

Auto Loans

Drive away with a new loan today!

BoB offers both new and used auto loans up to the full NADA value of your vehicle. Our auto loans have no prepayment penalties and are eligible for an interest rate discount with your BoB relationship and auto debit. Call, click or visit us and be pre-approved before shopping!
 

1st & 2nd Mortgage Loans (5/1 & 7/1 ARM and 15 & 20 YR Fixed)

Avoid private mortgage insurance and high closing costs!

These loans may be used for the purchase or refinance of your primary or secondary residence. Adjustable rate mortgage (ARM) rates are fixed for the 1st 5 or 7 years, then adjust annually thereafter. BoB pays up to $500 in closing costs for refinances and your interest paid may be tax deductible. Ask us if refinancing your home can save you money! Consult a tax advisor about any tax deductibility options you may have.
 

Bridge Loan

Simplify the process of moving into a new home!

Let BoB reduce the stress of your next move. Our bridge loan can help you "bridge the gap" between the sale of your current home while allowing you to purchase your new home today. Bridge loans can help free up cash to allow you to qualify for your new mortgage while allowing time for you to move your things and sell your home at your own pace. Once your current home is sold, we can help you with your permanent financing.
 

Fixed Mortgage Construction Loan

Build your dream home! 

Building your dream home is now as easy as 1-2-3! Just bring us a set of plans, lot location, and a builder. From the construction phase to your permanent mortgage, let BoB and Bartlett Mortgage walk you through the process to building your new home.
 

Unsecured Loans

You only need an "ink pen" to make this loan!

BoB offers a loan with the rate and term to fit your needs, no collateral needed! Our unsecured loans have no pre-payment penalty and are eligible for an interest rate discount with your BoB checking relationship.
 

Secured Installment Loan

BoB has an installment loan to fit all your needs.

BoB installment loans can be secured by boats, planes, RVs, ATVs, or even your BoB savings account or CD. Call, visit, or email us to ask how this loan can be used to build or re-establish your credit score.